Report: Health insurance costs, uninsured to rise under Romney's plans

The cover of a 48-page report released today by Families USA. Uploaded

The cover of a 48-page report released today by Families USA. Uploaded by Karrey Britt

Kansas families buying health insurance would pay nearly twice as much under proposals offered by presidential candidate Mitt Romney than under President Barack Obama’s Affordable Care Act, according to a report released today.

Under Obama’s plan, it’s also estimated that 220,000 Kansans would gain insurance coverage by 2016, while under Romney’s plan 90,000 residents would lose coverage.

Families USA, a national nonprofit health consumer organization that claims to be nonpartisan, released a 48-page report that compared three health care plans:

ObamaCare — The Affordable Care Act that passed in 2010.

RomneyCare — The Massachusetts health care insurance reform law signed by then-Governor Mitt Romney in 2006.

• RomneyCandidateCare — Health care proposals of presidential candidate Romney, which include repealing the Affordable Care Act and converting the Medicaid program to a block grant while reducing federal funding provided to states.

The report was produced with the help of three health analysts who participated in the development of both RomneyCare and ObamaCare. It uses 2016 for the comparison because it’s the last year of the next president’ term of office and it is a year where there is full implementation of the Affordable Care Act.

Ron Pollack, Families USA executive director, said during a teleconference call that the Affordable Care Act and the Massachusetts health plan are similar, but there are stark differences between those and Romney’s health care proposals.

“They are as different as day and night,” Pollack said.

Among the key differences:

170,000 — middle-class Kansans would receive tax credit subsidies to help pay for insurance premiums under ObamaCare in 2016, while 90,000 would receive tax deduction subsidies to help pay for insurance premiums under Romney’s plans.

$4,590 — the average size of those tax credit subsidies under ObamaCare in 2016, while the average size of the RomneyCandidateCare tax deductions subsidies would be $2,621.

281,600 — Kansas Medicare beneficiaries received free preventive services such as colonoscopies and mammograms in 2011 under ObamaCare. These would no longer be free under Romney’s plan.

40,900 — Medicare beneficiaries received help with prescription drug costs under ObamaCare, and the average amount was $610. Such help would be eliminated under RomneyCandidateCare.

Jonathan Gruber, a professor of economics at the Massachusetts Institute of Technology, helped compile the report. He said he helped with the Massachusetts health care plan and he described it as “an enormous success.” He said it provided a model for the Affordable Care Act and it works because it contains three key elements:

• It made reforms in the insurance markets so people could no longer be discriminated against because they had pre-existing conditions or became sick. According to the report, about 26 percent of nonelderly Kansans, or 627,000, have a pre-existing condition that frequently results in denial of insurance.

• It mandated that everyone buy insurance so health costs were spread among the healthy and sick.

• It included subsidies to help low-income people afford insurance.

“It has been a success by any objective measure,” he said, adding the cost of premiums have decreased. He said the uninsured rate in Massachusetts is 3 percent while the national rate is 18 percent.

For the full report, visit familiesusa.org.

Tagged: pre-existing conditions, Families USA, Affordable Care Act, insurance, health care reform

Comments

Mark Zwahl 1 year, 11 months ago

Point taken. They do at least appear to be pro-obamacare. And, what's bad about being progressive? Regressive is better?

3

Centerville 1 year, 11 months ago

This piece of political shillery was printed today because yesterday the AP reported that, thanks to Obamacare, health insurance will cost $3,000 more per family next year.

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BrooksideJayhawk 1 year, 11 months ago

No doubt you can provide us with a link to that story, Center.

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OonlyBonly 1 year, 11 months ago

It's all over the net..... and while you're at it take a good look at the other truthful information being published. You cannot trust the Liberal Media anymore.

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optimist 1 year, 11 months ago

http://www.forbes.com/sites/aroy/2012/09/27/families-usas-fatally-flawed-comparison-of-obamacare-and-romneys-health-reform-plan/

Here is the dispute to the story. This author admits his bias and backs up his claims. In order to come to their conclusions Families USA had to take everything the Obama administration says about the Affordable Act as truth despite the fact that we know that the law either double counts $716 billion in Medicare money or robs that money from Medicare. The problem is we don't yet know which is true and won't until after the election. It isn't until the next presidential term that this will have to be addressed and it will be addressed not by passing legislation but rather by the Secretary of HHS with the swipe of his/her pen. A lot of fuzzy math here.

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Fred Whitehead Jr. 1 year, 11 months ago

Romney will lose

President Obama will win re-election

Rush Limbaugh will be selling tea bags with Palin's photo (along with his other dittocrap)..

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UltimateGrownup 1 year, 11 months ago

This article is propaganda that is intended to fool readers. Obamacare makes the health care system worse and more expensive at the same time. It's like trading a new Toyota Corolla for a rusty old Hyundai, while paying the Hyundai owner. Obamacare will lead to health care rationing, waiting months for treatment, lower physician standards, and the government -- not the doctor and patient -- deciding what to do about a person's health. At least Romney would hit the low-hanging fruit by making lawyer-enriching malpractice lawsuits harder to do.

1

Bud Stagg 1 year, 11 months ago

What a crock this report is. My insurance guy just explained all the obamacare stuff to my company. This report greatly differs from what the guy who deals with this on a daily basis is telling me. For example, Mammograms for one are no longer covered until after 50, that means preventative screenings, you have to pay for out of pocket. who is going to do that? Don't believe everything you read and hear from the media, they are too biased.

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Carol Bowen 1 year, 11 months ago

Your guy must be telling you what your insurance company is doing. Chances are the insurance company would change the coverage anyway. They have done it in the past. There's nothing in the Affordable Care Act that dictates coverage. Have you read it?

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Carol Bowen 1 year, 11 months ago

P.S. There are no changes to Medicare except for reduction by attrition of part C which is Part A and Part B combined with a voucher system. This option has not been very popular. Also, after the Baby Boomer generation, ther is a significant drop in the up and coming senior population. Paul Ryan refers to the same savings in his proposed plan.

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patkindle 1 year, 11 months ago

this is why we need to goose step to the rock chock chant when we vote for obama, hope and change you know

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Michael Rowland 1 year, 11 months ago

Is it too much to ask for something set up so I can buy reasonable health insurance (I can go to the doctors without wiping out my savings) at a price that also won't wipe out my savings or cost more than my rent? It's already way to close to my rent.

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LegendaryBeast 1 year, 11 months ago

Here are the facts as they pertain to me personally. When Obamacare passed, my health insurance costs dropped by a few bucks per month. The coverage was EXACTLY the same as it was the day before passage. I don't care which set of stats and figures you freaks think are true. Blow all you want to about who's plan costs more and who's plan covers less. Facts are facts and dollars are dollars. And Obamacare is saving me dollars while providing the exact coverage I had before Obamacare. If saving a few bucks a month for the exact same coverage is "Pro-Obama spin", then sign me up for more of THAT spin! That's the kind of spin that makes MY life better! Obama has my vote!

3

rtwngr 1 year, 11 months ago

Whatever caused your health insurance costs to drop had nothing to do with Obamacare. Obamacare did not go into effect in the areas that could have caused this phenomenon. Anecdotal evidence means nothing.

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LegendaryBeast 1 year, 11 months ago

Not true, friend. We have the paperwork to prove it. We were shown figures and told, your coverage isn't changing. Difference is, if Affordable Health care passes, your payment is this and if it doesn't pass, your payment is this. That's doesn't sound anecdotal to me. Those are hard facts.

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Carol Bowen 1 year, 11 months ago

Not true. The 80/20 rule went into effect this year. 80% of the premiums goes directly to health care, 20% goes to overhead and profit. Some insured and companies have received checks for overpayment. Some insurance companies were taking up to 40% of the premiums for overhead and profit and had to refund.

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gravitykills 1 year, 11 months ago

My insurance went up and we still don't have the 30 million more on board yet. Those are hard facts.

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LegendaryBeast 1 year, 11 months ago

That is a HARD fact, gravity! But what YOUR insurance does to you doesn't bother me, sorry to say. Mine went down and the Affordable Healthcare Act gets my vote. The point I'm making is this, We all have to vote for what's best for each of us. We can't vote for what's best for the whole, because anything that gets passed by our leaders is likely going to anger about 50% of the population. We've got to take a page from the government manual and start worrying about ourselves. No U.S. leader is going to do the worrying for us!

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Carol Bowen 1 year, 11 months ago

Your insurance might have gone up more without Obamacare. Have you forgotten the yearly increases that were slamming employers and employees in the past? In 2010, Anthem Blue Cross in California made national news with its plan to increase premiums 39% in one year. That was the last year of extreme premium hikes nationally.

http://articles.latimes.com/2010/feb/09/business/la-fi-anthem-obama9-2010feb09

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Jean Robart 1 year, 11 months ago

Don't believe what they say. This is only a scare tactic to get people to vote for reelection of the worst president in our country's history.

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stuart 1 year, 11 months ago

Does not really matter if you are pro Obama anyway, Romney will win Kansas. So why bother?

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